We spend a lot of time thinking about all the fun, relaxing things we’re going to do when we retire, but not as much time figuring out how to make the transition. Unfortunately, the retirement puzzle is about so much more than just kicking back and spending more time doing what we want to do.…
Can American politics or any politics for that matter influence the share markets? If you have ever pondered this question, read on! Since the launch of Subversive’s (www.subversiveetfs.com) two Exchange Traded Funds (ETF) in February 2023, it seems that politicians might have inside information available to them. Or are they merely astute investors? The Unusual Whales…
When sitting down with an investment adviser to discuss your investment needs and goals, the first objective would be to ascertain your investment portfolio’s Strategic Asset Allocation (SAA). Considering your investment horizon, discussing the balance between growth and preservation of capital, whether you need an income distribution from the portfolio, your tolerance and appetite for…
When investing, especially when it is a substantial portion of your wealth, it is paramount to diversify as much as possible, and there are several ways to diversify and not have all your eggs in one basket. Applying a multi-manager approach to your investment portfolio is an added layer of diversification. Illustrating this by using…
Many people spend years saving and building up their wealth for a carefree retirement and yet don’t necessarily receive the full benefit of all their hard work. Bill Perkins has written a book “Die with Zero” in which he presents a retirement strategy that will lead you to relieve financial stress, live more richly, and…
This article was written and emailed to my clients on the 27th of October 2023, a day before the Rugby World Cup final between the Springboks and All Blacks. The “trend” were definitely the Springbok’s friend and they won their third consecutive World Cup tournament game with just one point!!! If I had the conviction…